Buy a Home
Plant the seed for an investment in your future.
First Responders Service and Rewards (FRSR) understands that buying a home is a huge opportunity; it is also a huge responsibility. Owning your home means you can paint the walls with your favorite color, plant flowers and vegetables if you choose and plant the seed for an investment in your future.
Before you leap into all of the benefits of homeownership, you should get prepared first. To help you get ready and get the most out of FRSR’s loan programs and assistance, follow these easy steps.
Your Steps to Homeownership with FRSR
STEP 1
Learn about financing options and eligibility requirements.
Speak with one or our agents to discuss how FRSR’s program can benefit you. They will help explain the entire process of purchasing a new home.
STEP 2
Talk to a Preferred Loan Officer to get pre-approved for a loan amount.
The next step is to speak to a knowledgeable loan officer and get pre-approved to determine your buying power.
STEP 3
Start looking for a home.
Talk to one of FRSR’s expert local Realtors to guide you through this process. Once you’ve found a home that fits your needs and is in your price range, make a competitive offer with a FRSR real estate agent.
Call David Kelly Today!
First Responders Service and Rewards and David Kelly, thank you very much for everything! You’re the only one I’ll be sending friends/family to in the future!
BRENDAN JORDAN
David Kelly, REALTOR
The Team
Amazing people behind First Responders Service and Rewards
David Thurston
Treasurer
Mr. Thurston is a wealth of knowledge and experience when it comes to the real estate industry and real estate law...
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David Thurston's Bio
David Thurston is a graduate of the University of Baltimore School of Business and the University of Baltimore School of Law. Mr. Thurston’s professional experience includes clients such as Real Estate Investment Trust, the State of Maryland, the Department of Housing and Urban Development (HUD) and Fannie Mae. Mr. Thurston is a wealth of knowledge and experience when it comes to the real estate industry and real estate law. He is known to be a trusted colleague, friend, husband and father.
David Kelly
President
As a Maryland native and a seasoned real estate professional, I recognize and value the trust my clients place in me...
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David Kelly's Bio
As a Maryland native and a seasoned real estate professional, I recognize and value the trust my clients place in me, and I strive every day to exceed their expectations. Outside of real estate, I take pride in giving back to the community by volunteering with Habitat For Humanity, Warrior Canine Connection and Toys For Tots.
Phone
(410) 660-7853
Homer Walton
Vice President
Homer knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in...
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Homer Walton's Bio
Homer knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and he makes sure to have a thorough understanding of each. Homer’s first objective is to help clients make the best choice, but that is just one aspect of his elite service.