VA Mortgage Program
Many first responders have military experience. This service record may qualify for a Veteran Affairs (VA) loan.
VA loans have no down payment requirement. Additionally, qualified borrowers do not need to pay for mortgage insurance, unlike with FHA mortgage plans. These features make VA loans one of the most attractive loan programs available in the industry.
In addition to first responders with previous military service, VA loans are also available for active-duty service members, qualified spouses and other veterans.
Call David Kelly today to see if you are eligible!
See how our Team can help you today!
The Team
Amazing people behind First Responders Service and Rewards
David Thurston
Treasurer
Mr. Thurston is a wealth of knowledge and experience when it comes to the real estate industry and real estate law...
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David Thurston's Bio
David Thurston is a graduate of the University of Baltimore School of Business and the University of Baltimore School of Law. Mr. Thurston’s professional experience includes clients such as Real Estate Investment Trust, the State of Maryland, the Department of Housing and Urban Development (HUD) and Fannie Mae. Mr. Thurston is a wealth of knowledge and experience when it comes to the real estate industry and real estate law. He is known to be a trusted colleague, friend, husband and father.
David Kelly
President
As a Maryland native and a seasoned real estate professional, I recognize and value the trust my clients place in me...
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David Kelly's Bio
As a Maryland native and a seasoned real estate professional, I recognize and value the trust my clients place in me, and I strive every day to exceed their expectations. Outside of real estate, I take pride in giving back to the community by volunteering with Habitat For Humanity, Warrior Canine Connection and Toys For Tots.
Phone
(410) 660-7853
Homer Walton
Vice President
Homer knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in...
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Homer Walton's Bio
Homer knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and he makes sure to have a thorough understanding of each. Homer’s first objective is to help clients make the best choice, but that is just one aspect of his elite service.