Home Buying Grant Programs
We offer several grant programs to choose from. We will work with you to determine which program will best help you reach your goals.

Get Up To $3,500 In Down Payment Assistance
See If You Qualify For Our $3,500 Grant.
Good Neighbor Next Door Program
Purchase a home for 50% of the appraised value based on where the house is located.
VA Mortgage Program
VA loans have no down payment requirement.
Officer Next Door Program
Grants for Police, Law Enforcement and Staff.
The Maryland Mortgage Program
Learn how to get downpayment assistance with MMP.
First Front Door Program
Matching qualified homebuyer's contribution for down payment and closing costs 3-to-1.
Community Partners
First Responders, Educators, Healthcare Workers and Military may qualify for up to $15,000.
First Time Homebuyers
First Time Homebuyers May Qualify For a Grant Up To $12,500.
The Team
David Thurston
Treasurer
Mr. Thurston is a wealth of knowledge and experience when it comes to the real estate industry and real estate law...
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David Thurston's Bio
David Thurston is a graduate of the University of Baltimore School of Business and the University of Baltimore School of Law. Mr. Thurston’s professional experience includes clients such as Real Estate Investment Trust, the State of Maryland, the Department of Housing and Urban Development (HUD) and Fannie Mae. Mr. Thurston is a wealth of knowledge and experience when it comes to the real estate industry and real estate law. He is known to be a trusted colleague, friend, husband and father.
David Kelly
President
As a Maryland native and a seasoned real estate professional, I recognize and value the trust my clients place in me...
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David Kelly's Bio
As a Maryland native and a seasoned real estate professional, I recognize and value the trust my clients place in me, and I strive every day to exceed their expectations. Outside of real estate, I take pride in giving back to the community by volunteering with Habitat For Humanity, Warrior Canine Connection and Toys For Tots.
Phone
(410) 660-7853
Homer Walton
Vice President
Homer knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in...
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Homer Walton's Bio
Homer knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and he makes sure to have a thorough understanding of each. Homer’s first objective is to help clients make the best choice, but that is just one aspect of his elite service.