Home Buying Grant Programs

We offer several grant programs to choose from.  We will work with you to determine which program will best help you reach your goals.

Sandra-Rewards-Check

Get Up To $3,500 In Down Payment Assistance

See If You Qualify For Our $3,500 Grant.

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Good Neighbor Next Door Program

Purchase a home for 50% of the appraised value based on where the house is located.

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VA Mortgage Program

VA loans have no down payment requirement.

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Officer Next Door Program

Grants for Police, Law Enforcement and Staff.

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The Maryland Mortgage Program

Learn how to get downpayment assistance with MMP.

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First Front Door Program

Matching qualified homebuyer's contribution for down payment and closing costs 3-to-1.

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Community Partners

First Responders, Educators, Healthcare Workers and Military may qualify for up to $15,000.

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First Time Homebuyers

First Time Homebuyers May Qualify For a Grant Up To $12,500.

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The Team

Amazing people behind First Responders Service and Rewards

David Thurston

Treasurer

Mr. Thurston is a wealth of knowledge and experience when it comes to the real estate industry and real estate law...

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David Thurston's Bio

David Thurston is a graduate of the University of Baltimore School of Business and the University of Baltimore School of Law. Mr. Thurston’s professional experience includes clients such as Real Estate Investment Trust, the State of Maryland, the Department of Housing and Urban Development (HUD) and Fannie Mae. Mr. Thurston is a wealth of knowledge and experience when it comes to the real estate industry and real estate law. He is known to be a trusted colleague, friend, husband and father.

David Kelly

President

As a Maryland native and a seasoned real estate professional, I recognize and value the trust my clients place in me...

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David Kelly's Bio

As a Maryland native and a seasoned real estate professional, I recognize and value the trust my clients place in me, and I strive every day to exceed their expectations. Outside of real estate, I take pride in giving back to the community by volunteering with Habitat For Humanity, Warrior Canine Connection and Toys For Tots.

Phone
(410) 660-7853

Email
dave@firstrespondersserviceandrewards.org

Homer Walton

Vice President

Homer knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in...

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Homer Walton's Bio

Homer knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and he makes sure to have a thorough understanding of each. Homer’s first objective is to help clients make the best choice, but that is just one aspect of his elite service.